Oracle Finance Ltd

Get a Loan
Fast & Easy

Apply for a loan with Oracle Finance Ltd. We offer competitive interest rates, flexible terms, and fast disbursement to help you achieve your goals.

5
Loan Products
ZMW 300,000
Up to
5.00%
From Interest
Our Products

Loan Products

Choose the loan product that best fits your needs.

Colleterial Based Loans - 1 Week

Flat interest
Amount Range ZMW 2,000 – 300,000
Term 1 – 7 days
Interest Rate 5.00%
Processing Fee 2.50%
Grace Period 1 days
Apply Now

Colleterial Based Loans - 2 Weeks

Flat interest
Amount Range ZMW 2,000 – 300,000
Term 1 – 14 days
Interest Rate 12.50%
Processing Fee 2.50%
Grace Period 2 days
Apply Now

Colleterial Based Loans - 3 Weeks

Flat interest
Amount Range ZMW 2,000 – 300,000
Term 1 – 21 days
Interest Rate 20.00%
Processing Fee 2.50%
Grace Period 3 days
Apply Now

Colleterial Based Loans - 4 Weeks

Flat interest
Amount Range ZMW 2,000 – 300,000
Term 30 – 31 days
Interest Rate 27.50%
Processing Fee 2.50%
Grace Period 5 days
Apply Now

Salary Advance

Flat interest
Amount Range ZMW 500 – 6,000
Term 30 – 31 days
Interest Rate 25.00%
Grace Period 5 days
Apply Now
Simple Process

How It Works

Getting a loan is simple and straightforward.

1

Apply Online

Fill out the simple application form with your details.

2

Quick Review

Our team reviews your application promptly.

3

Get Approved

Receive your approval and loan contract details.

4

Receive Funds

Money disbursed to your mobile money or cash.

Requirements

What You Need to Apply

  • Valid National Registration Card (NRC) or ID
  • Active mobile phone number
  • Proof of income or employment
  • Residential address

Ready to Apply?

It takes less than 5 minutes to complete your application.

Start Application

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