Smart Loan
Management
Made Simple
Streamline your entire lending workflow — from customer onboarding to disbursement, repayment tracking, and reporting. Built for microfinance institutions across Africa.
Active Loans
1,247
12.5%
Portfolio Value
K4.2M
8.3%
Repayment Rate
94.8%
2.1%
Customers
3,856
15.7%
Monthly Disbursements
Bank-Grade Security
256-bit SSL Encryption
Everything You Need to Manage Loans
A comprehensive suite of tools designed specifically for lending institutions, from loan origination to collection management.
Loan Management
Create, approve, and disburse loans with customizable products. Track every loan from application to full repayment with automated scheduling.
Customer Management
Maintain detailed customer profiles, track KYC documents, manage customer groups, and run automated credit scoring for better risk assessment.
Repayment Tracking
Automated repayment schedules with penalty calculations, payment reminders, and real-time tracking of all collections across branches.
Reports & Analytics
Powerful dashboards with portfolio analytics, disbursement trends, repayment rates, and aging analysis for informed decision-making.
USSD Integration
Enable borrowers to check balances, make payments, and apply for loans via USSD — no smartphone or internet required for your customers.
Multi-Branch Support
Manage multiple branches from one platform. Assign staff, set branch-level permissions, and track per-branch performance metrics.
Roles & Permissions
Granular role-based access control. Define custom roles, assign permissions, and maintain full audit trails of every action taken.
Loan Products
Design flexible loan products with custom interest rates, terms, fees, and repayment schedules. Support flat, reducing, and compound methods.
Tenant Isolation
Complete data isolation between organizations. Each tenant gets their own secure workspace with separate settings, staff, and customer data.
Get Started in 3 Simple Steps
Launch your digital lending platform in minutes, not months.
Create Your Account
Register your organization, set up your company profile, and configure your branding. It takes less than 2 minutes.
Configure Products
Set up your loan products with custom interest rates, terms, and fees. Add branches and invite your team members.
Start Lending
Onboard customers, disburse loans, track repayments, and grow your portfolio — all from a single intuitive dashboard.
Simple, Transparent Pricing
Choose the plan that fits your institution. All plans include a 14-day free trial.
Starter
For small lending groups & startups
Billed K5,988/year
- Up to 500 customers
- 3 loan products
- 2 staff accounts
- 1 branch
- Basic reports
- Email support
- USSD integration
- API access
Professional
For growing MFIs & SACCOs
Billed K17,988/year
- Up to 5,000 customers
- Unlimited loan products
- 15 staff accounts
- 5 branches
- Advanced analytics
- USSD integration
- Priority support
- API access
Enterprise
For large institutions & banks
Billed K47,988/year
- Unlimited customers
- Unlimited loan products
- Unlimited staff
- Unlimited branches
- Custom analytics
- USSD + SMS + WhatsApp
- Dedicated support manager
- Custom integrations & SLA
500+
Institutions
2M+
Loans Managed
K5B+
Disbursed
99.9%
Uptime
Loved by Lending Teams
See what our customers have to say about LoanTrack.
"LoanTrack transformed our operations. We went from managing everything on spreadsheets to a fully automated system. Our loan processing time dropped by 70%."
Chilufya Mwamba
CEO, MicroFin Zambia
"The multi-branch support is incredible. We manage 12 branches from a single dashboard. The reporting features give us insights we never had before."
Bwalya Nkandu
Operations Manager, National SACCO
"The USSD feature is a game-changer. Our rural customers can now check their loan balances and make payments without needing a smartphone. Adoption increased 300%."
Mutale Kapasa
IT Director, AfriLoan Services
Frequently Asked Questions
LoanTrack is a comprehensive, cloud-based loan management platform designed for microfinance institutions, SACCOs, cooperatives, and lending companies. It handles everything from customer onboarding and loan origination to repayment tracking and financial reporting.
Every plan comes with a 14-day free trial. No credit card required. You get full access to all features in your chosen plan during the trial period.
Absolutely! You can upgrade or downgrade your plan at any time. When upgrading, you'll be prorated for the remaining billing period. Downgrading takes effect at the next billing cycle.
Yes. We use bank-grade 256-bit SSL encryption, complete tenant data isolation, and regular security audits. Your data is backed up daily and stored in secure, geographically distributed data centers.
Yes! We support integration with popular mobile money providers including MTN Mobile Money, Airtel Money, and Zamtel Kwacha. USSD access is also available for customers without smartphones.
Yes, LoanTrack supports bulk data import via CSV and Excel files. Our support team can also help you migrate your existing loan portfolio from spreadsheets or other systems.
Starter plans include email support. Professional plans get priority support with faster response times. Enterprise plans include a dedicated account manager, phone support, and custom onboarding.
Ready to Modernize Your Lending?
Join 500+ lending institutions across Africa that trust LoanTrack to manage their loan portfolios.
No credit card required · 14-day free trial · Cancel anytime